Our insurance offerings

The partnership between AOA and Lockton Affinity offers AOA members the ability to purchase insurance policies tailored specifically for optometrists and their practices.

Lockton Affinity’s offerings include:

Professional Liability Insurance

Professional Liability Insurance, or Malpractice Insurance, covers the cost of certain legal fees, judgments or settlements that you may face as a result of litigation brought against you for the services you provide. Our policy is designed specifically for optometrists and provides coverage for administrative defense, substitute optometrists and more.


Business Owners policy

You have a lot of money invested in your office, equipment and inventory. A Business Owners Insurance policy (BOP) protects all of that and more. This policy is a package of property and liability protection, tailored to handle the specific needs of optometry businesses.


Cyber Liability Insurance

Because you keep personal information about your patients, like account records, patient health histories and payment processing details, practices like yours are an attractive target for cyber criminals. If your patients’ data is stolen, you can be held financially responsible, and with the average cost of a cyber attack averaging over $1 million for businesses, you need Cyber Liability Insurance.


Employment Practices Liability Insurance

Employment Practices Liability Insurance (EPLI) protects you and your practice from the costs of claims filed against you as an employer. Any practice with employees is at risk for an employment practices claim, which go beyond wrongful termination and can allege sexual harassment, invasion of privacy, wage and hour law, discrimination and more. Defending an EPLI claim without insurance can be detrimental to your budget and reputation.


Risk management resources

Along with products to protect your practice, we offer risk management resources for Doctors of Optometry. Visit our library of blog posts or sign up below to receive industry insights directly to your inbox.

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Contact us

Need help?


Lockton Affinity

PO Box 410679

Kansas City, MO 64141



10895 Lowell Avenue, Suite 300

Overland Park, KS 66210


[email protected]




M-F, 7:00 AM to 6:00 PM CST

If you need to make a payment, file a claim or ask about anything else, please use the form below and we’ll be in touch soon!