Filing a Malpractice Claim as a Lockton Affinity Policyholder While rare, most malpractice claims allege negligence on the part of the optometrist and a failure to adhere to the standard of care that results in an injury to the patient. A poor outcome, even when an optometrist has done everything correctly, can be [...]

    Group Malpractice Insurance Benefits from Lockton Affinity While the transition to a group practice is an exciting opportunity for doctors of optometry, it is important to understand the risks associated with malpractice insurance coverage for group practices. Risks of maintaining separate malpractice insurance Doctors of optometry know that malpractice insurance is required in [...]

    Questions Lockton Affinity's Insurance for Doctors of Optometry Lockton Affinity partnered with the American Optometric Association more than a decade ago to meet the complex insurance needs of doctors of optometry. Developed with hands-on involvement by ODs, our policies and services meet the many nuances required of ODs and their insurance. Read on [...]

    Choosing an insurance company to protect you and/or your practice can feel overwhelming. There are a multitude of companies on the market, they all want your business, and it can be difficult to distinguish amongst them. When buying your business insurance, it can be helpful to follow these guidelines to ensure you select [...]

      How Your Liability Insurance Needs May Change throughout Your Career As you progress in your career, your insurance needs will change. From recent graduates to retirement, Lockton Affinity provides access to a variety of insurance policies that can help safeguard you, your family and your practice throughout it all.   You join the [...]

    A Guide to Switching Malpractice Insurance As your malpractice insurance comes up for renewal, it’s natural to wonder if you might be able to get a better deal, coverage or customer service. But as a doctor of optometry, switching insurance can seem to be particularly daunting. Does the new policy fully protect me? [...]

    Malpractice Insurance for AOA Members More than a decade ago, AOA selected Lockton Affinity to build an insurance program that offers coverage, like malpractice insurance for AOA members, from top-rated insurance companies. From the very beginning, the program was developed with hands-on involvement by doctors of optometry to ensure the program and its [...]

        Why Malpractice Insurance Rates Vary from Insurance Provider to Insurance Provider Malpractice insurance may seem cut and dry, so why the variance in rates from provider to provider? There are many factors that contribute to insurance rates, including scope of coverage, limit options, claim frequency and more. Factors that Cause Insurance [...]

      ODs’ Most Common FAQs About Malpractice and Business Owner’s Insurance Finding the right malpractice insurance is essential for a doctor of optometry’s practice and career. Shopping for the appropriate coverage inevitably leads to many questions. Since factors and circumstances can vary, it’s essential to understand what options are available to make the [...]

  5 Claims BOPs from the AOA Insurance Alliance Can Help Protect Against As a combination policy, business owner’s policies (BOPs) often include general liability insurance to protect against third-party claims and property insurance to protect against damage. Most optometric practice owners select a BOP to help combat these risks. BOPs from the AOA Insurance [...]