About Lockton Affinity

Lockton Affinity partnered with the American Optometric Association more than a decade ago to meet the complex insurance needs of doctors of optometry.

Developed with hands-on involvement by ODs, we offer key benefits that can be difficult to find elsewhere. For example, our Malpractice insurance includes scope of practice coverage, so you are covered for all optometric services you perform within your state’s defined scope of practice.


AOAExcel is proud to have partnered with Lockton Affinity to provide AOA members with the most comprehensive liability coverages for more than a decade. We have worked side-by-side with Lockton Affinity to create policies specifically designed for doctors of optometry… and we continually keep Lockton Affinity up to date on the needs of ODs.

Samuel D. Pierce, O.D.
Chairman of the Board, AOAExcel

Benefits of coverage from Lockton Affinity

  • Leading Malpractice insurance

    Our Malpractice policy offers scope of practice coverage, portability, multiple limit options and much more.

  • Coverage options for individual or group practice

    Our group Malpractice policy provides consistent coverage and may provide more affordable premiums for your group.

  • Knowledgeable customer service representatives

    With more than a decade of experience serving doctors of optometry, our customer service representatives have the knowledge to guide your insurance experience.

  • Risk management resources

    In addition to broad coverage, we offer a multitude of risk management resources to help you prevent claims.

  • Easy account maintenance

    Get a quote and apply for Malpractice insurance online. Plus, request a certificate, pay your bill and renew your coverage online in minutes.

We designed this insurance program specifically for doctors of optometry, so we’d love to hear from you. Whether you have questions about coverage or concerns about your risk management plan, we’re here to help you and your practice.


ODs ask the smartest questions

We are frequently asked important questions by real doctors of optometry. Browse our compiled list for answers to your most pressing questions.