Cybercrime terminology is complex and constantly evolving. Knowing the meanings behind key terms can make cybercrime easier to understand and prevent. Before understanding the specific types of cybercrime, it can be helpful to understand what kind of cyber threats optometrists face. General Cyber Terms to Know Cyber incident A cyber incident is a broad category of [...]
Doctors of optometry have been asking important questions about how their Malpractice insurance coverage protects them in unique practice settings, such as telehealth services or medical mission trips. Read on to see what ODs have been asking and to learn more about the protection a malpractice insurance policy from the AOA-Endorsed Insurance Program can offer [...]
Originally published on August 4th, 2016. Last updated on June 17, 2024. As a doctor of optometry, it's important to know which types of coverage are available so you can make the best choice to protect yourself. Read on to learn about an important coverage distinction available to optometrists — claims-made or occurrence coverage. [...]
Your practice’s office building, its contents, your fellow ODs and other employees are crucial elements to the success of your practice and ability to provide outstanding patient care. Imagine the consequences for your practice if there were a serious accident, fire or theft. These disasters can impact your ability to care for patients and run [...]
For a doctor of optometry, comprehensive malpractice coverage can be helpful beyond paying the high cost of legal fees and judgments—it can help protect you and your practice from the stress of handling a claim alone. Lockton Affinity’s AOA-endorsed Malpractice insurance coverage was developed with hands-on involvement by doctors of optometry. Even with endorsed coverage [...]
There are numerous common claims optometrists face, and they can vary greatly in severity and damage. Read on to learn about some of the common claims optometrists face and how you can protect your practice against them. Common Claims Optometrists Face — Malpractice-related claims As a medical professional, there is always a chance of a [...]
Cyber security is important, but for a busy practice like yours, it may be hard to focus on. Perhaps you worry it will take too much time or money, or you feel a topic like cyber security is best left to the experts. But, taking control of your cyber security is easier, cheaper and quicker [...]
5 Tips to Improve Hiring Practices for Optometric Support Staff to Reduce Employment Practices Claims Hiring and retaining quality optometric support staff can be a challenge. Candidate pools may be limited, recruiting resources may be low and finding the time for the hiring process is tricky. A competitive job market can make things even harder, [...]
With your Malpractice insurance from Lockton Affinity, you will select a limit of coverage. There are multiple options and nuances with limits, and it can help to have a basic understanding to select the best limit option for your situation. An insurance limit, or limit of liability, is the maximum amount the insurance company will [...]
While rare, most malpractice claims allege negligence on the part of the optometrist and a failure to adhere to the standard of care that results in an injury to the patient. A poor outcome, even when an optometrist has done everything correctly, can be interpreted by a patient as negligence. Common malpractice claims include: Failure [...]