How to Improve Cyber Security in Just One Month

Cyber security is important, but for a busy practice like yours, it may be hard to focus on. Perhaps you worry it will take too much time or money, or you feel a topic like cyber security is best left to the experts. But, taking control of your cyber security is easier, cheaper and quicker [...]

By | October 6th, 2023|Cyber Liability insurance, Practice Owners|0 Comments

Reducing Employment Practices Claims

5 Tips to Improve Hiring Practices for Optometric Support Staff to Reduce Employment Practices Claims Hiring and retaining quality optometric support staff can be a challenge. Candidate pools may be limited, recruiting resources may be low and finding the time for the hiring process is tricky. A competitive job market can make things even harder, [...]

Shared Limits vs. Separate Limits

With your Malpractice insurance from Lockton Affinity, you will select a limit of coverage. There are multiple options and nuances with limits, and it can help to have a basic understanding to select the best limit option for your situation. An insurance limit, or limit of liability, is the maximum amount the insurance company will [...]

By | July 17th, 2023|Insurance tips, Malpractice Insurance|0 Comments

Filing a Malpractice Claim as a Lockton Affinity Policyholder

While rare, most malpractice claims allege negligence on the part of the optometrist and a failure to adhere to the standard of care that results in an injury to the patient. A poor outcome, even when an optometrist has done everything correctly, can be interpreted by a patient as negligence. Common malpractice claims include: Failure [...]

By | May 11th, 2023|Insurance tips, Malpractice Insurance|0 Comments

Group Malpractice Insurance Benefits from Lockton Affinity

While the transition to a group practice is an exciting opportunity for doctors of optometry, it is important to understand the risks associated with malpractice insurance coverage for group practices.   Risks of maintaining separate malpractice insurance Doctors of optometry know that malpractice insurance is required in order to practice. However, if you allow each [...]

By | March 22nd, 2023|Malpractice Insurance|0 Comments

Questions About Insurance for Doctors of Optometry

Lockton Affinity partnered with the American Optometric Association more than a decade ago to meet the complex insurance needs of doctors of optometry. Developed with hands-on involvement by ODs, our policies and services meet the many nuances required of ODs and their insurance. Read on to learn more through our frequently asked questions.   Questions [...]

How to Pick a Business Insurance Partner

Choosing an insurance company to protect you and/or your practice can feel overwhelming. There are a multitude of companies on the market, they all want your business, and it can be difficult to distinguish amongst them. When buying your business insurance, it can be helpful to follow these guidelines to ensure you select the best [...]

By | November 11th, 2022|Insurance tips|0 Comments

How Your Liability Insurance Needs May Change throughout Your Career

As you progress in your career, your insurance needs will change. From recent graduates to retirement, Lockton Affinity provides access to a variety of insurance policies that can help safeguard you, your family and your practice throughout it all.     How Your Liability Insurance Needs May Change: You Join the Workforce   Recently graduated? As you [...]

By | September 1st, 2022|Insurance tips|0 Comments

A Guide to Switching Malpractice Insurance

As your malpractice insurance comes up for renewal, it’s natural to wonder if you might be able to get a better deal, coverage or customer service. But as a doctor of optometry, switching malpractice insurance can seem to be particularly daunting. Does the new policy fully protect me? Does it protect my future? How do [...]

By | July 7th, 2022|Malpractice Insurance|0 Comments

Malpractice Insurance for AOA Members

More than a decade ago, AOA selected Lockton Affinity to build an insurance program that offers coverage, like malpractice insurance for AOA members, from top-rated insurance companies. From the very beginning, the program was developed with hands-on involvement by doctors of optometry to ensure the program and its coverage is tailored for ODs and their [...]

By | April 18th, 2022|Malpractice Insurance|0 Comments