Understanding Your Malpractice Policy: How to Read Your Policy Documents

Insurance policies can be difficult to read, but it's not because you need your eyes checked. Documents like your malpractice insurance policy are legal contracts and must be worded and formatted a certain way. It's one reason your malpractice policy can be difficult to follow. Still, it's important to know how to read your policy [...]

FAQs about Professional Liability Insurance

It's crucial to have the right protection for your optometry practice. But with so many variables and choices, finding the right insurance coverage can be a challenge. Getting answers to your questions can help you ensure you and your business are covered. Here are answers to FAQs about professional liability insurance. What Is Professional Liability [...]

Employment Practices Liability Insurance for Optometrists

As an employer, your optometry practice faces the risk of one day being sued by a current or former employee. Your Professional Liability policy protects your practice from patient claims, but not from other claims made by employees. To fully protect your practice from this risk, consider adding Employment Practices Liability Insurance. What Is Employment [...]

Professional Liability Insurance for Optometrists

Insurance is critical for optometrists, and in some cases, legally required. For something so important, insurance can be very confusing. What insurance policies do I need professionally? For my business? What are limits of liability? The list can go on and on. At the AOA Insurance Alliance, a program designed for AOA members and administered [...]

The Importance of Business Owner’s Insurance

If you are the owner of your optometry practice, you face risks to your hard-earned business each and every day. Whether a natural disaster shuts down business for months or disconnected internet service halts operations for a day, business owner’s insurance will keep you protected. While insurance isn’t the most exciting part of owning your [...]

How to Prevent a Cyber-Attack: 5 Tips for Optometrists

As technology use continues to integrate into the daily operations of optometrists, reports of cyber-attacks are growing. Malware, ransomware, phishing and other breaches are becoming common place for small business owners and health care providers. As a business owner, you have a responsibility to protect your business records and your patients’ personal information. Prevent a [...]

How to Select Insurance Limits

With insurance limits, retroactive dates, coverage exclusions and more, insurance can be confusing. At the AOA Insurance Alliance administered by Lockton Affinity, we strive to make it as simple as possible. Read on for some basic information about how to select insurance limits. Understanding insurance limits An insurance limit, or limit of liability, is the [...]

Individual Versus Group Insurance Policies

As an optometrist, you’ve likely heard about the importance of Professional Liability Insurance. Professional Liability Insurance from Lockton Affinity is critical to protect yourself and your career. But when do you choose a group policy versus an individual policy? It ultimately depends on your preference and your practice. Read on for information about both types [...]

Reporting Professional Liability Claims as an Optometrist

Despite how practiced and careful you are, you are still at risk of being sued for the services you provide as an optometrist. From disgruntled clients to a missed diagnosis to an injury during an exam, you never know what will happen. You need the right coverage in place to protect you and your career. [...]

The Top 5 Malpractice Claims for Optometrists

Some of the most common claims against optometrists are easily preventable.  Read on to learn to protect your practice from malpractice claims and the risks associated with them. Avoid these Malpractice Claims for Optometrists Unfortunately, every practice is exposed to risk and has the potential of litigation brought against them. Some of the most common [...]