Why Employment Practices Liability Insurance
is critical to protecting your practice
What is EPL Insurance?
Employment Practices Liability (EPL) Insurance will protect you and your practice from the costs stemming from claims associated with the employment process. EPL claims can happen when potential, current or former employees believe they have been mistreated.
Common claims include:
• Sexual harassment
• Invasion of privacy
• Wrongful termination
• Wage and hour law
• Discrimination (age, gender, race, religion, etc.)
• Breach of contract
With EPL Insurance coverage from Lockton Affinity, you are covered for the cost of fighting employee allegations in court, regardles of the outcome, as well as judgments or settlements that result. EPL can even provide coverage from claims arising from a third party.
Do I need EPL Insurance?
Simply put, any practice with employees is at risk for an employment practices claim.
Though it is not legally required for companies to have EPL Insurance, it is always a good idea to protect your business, as defending an EPL claim can be detrimental to the budgets of small and medium-sized businesses.
As always, Lockton Affinity is here to help you with any insurance questions you may have.
PO Box 410679
Kansas City, MO 64141
10895 Lowell Avenue, Suite 300
Overland Park, KS 66210
M-F, 7:00 AM to 6:00 PM CST
If you need to make a payment, file a claim or ask about anything else, please use the form below and we’ll be in touch soon!