There are numerous common claims optometrists face, and they can vary greatly in severity and damage. Read on to learn about some of the common claims optometrists face and how you can protect your practice against them. Common Claims Optometrists Face — Malpractice-related claims As a medical professional, there is always a chance of a [...]
With your Malpractice insurance from Lockton Affinity, you will select a limit of coverage. There are multiple options and nuances with limits, and it can help to have a basic understanding to select the best limit option for your situation. An insurance limit, or limit of liability, is the maximum amount the insurance company will [...]
While rare, most malpractice claims allege negligence on the part of the optometrist and a failure to adhere to the standard of care that results in an injury to the patient. A poor outcome, even when an optometrist has done everything correctly, can be interpreted by a patient as negligence. Common malpractice claims include: Failure [...]
Lockton Affinity partnered with the American Optometric Association more than a decade ago to meet the complex insurance needs of doctors of optometry. Developed with hands-on involvement by ODs, our policies and services meet the many nuances required of ODs and their insurance. Read on to learn more through our frequently asked questions. Questions [...]
Choosing an insurance company to protect you and/or your practice can feel overwhelming. There are a multitude of companies on the market, they all want your business, and it can be difficult to distinguish amongst them. When buying your business insurance, it can be helpful to follow these guidelines to ensure you select the best [...]
As you progress in your career, your insurance needs will change. From recent graduates to retirement, Lockton Affinity provides access to a variety of insurance policies that can help safeguard you, your family and your practice throughout it all. How Your Liability Insurance Needs May Change: You Join the Workforce Recently graduated? As you [...]
Managing the insurance policies that protect you and your practice can be confusing. When should you file a claim and how do you do it? Do you have the right protection for your practice? How do you make sense of your policy? To practice with confidence and peace of mind, it's important to understand which [...]
Many optometrists shopping for insurance have a pretty clear idea of what they're looking for— good coverage, positive reviews and affordable premiums may be a few of the items at the top of your list. But beyond the basics, it's important to ask: What do you know about your insurance carrier itself? Optometrists facing a [...]
Documents like your malpractice insurance policy are legal contracts and must be worded and formatted a certain way. It's one reason your malpractice policy can be difficult to follow. Still, it's important to know how to read your policy documents so you can ensure all your malpractice needs are covered and get answers if you [...]
With insurance limits, retroactive dates, coverage exclusions and more, insurance can be confusing. At the AOA Insurance Alliance administered by Lockton Affinity, we strive to make it as simple as possible. Read on for some basic information about how to select insurance limits. Understanding Insurance Limits An insurance limit, or limit of liability, is [...]