Covers all optometric services within your state’s defined scope of practice. Plus, this policy is structured so that as your state evolves its scope of coverage, there is no waiting period to be covered under your policy.
Because the policy is tied to you and not your employer, this policy will follow you wherever you practice.
Covers billing errors and omissions, defense for HIPAA claims and allegations of sexual misconduct.
Receive up to $500 per day due to suspension of practice during a hearing or trial.
Covers your full or part-time employees for their work.
Covers telehealth consultations and care via phone and video.
Legal entity coverage
Add coverage for your corporation, partnership, professional association or other legal entity. This additional policy also covers full scope of practice, unlike coverage from other providers.
If you are part of a group practice, or are considering joining one, consolidate your group’s malpractice coverage into one AOA-endorsed policy. Not only do you get consistent coverage for yourself, your business and your partners, you may receive more affordable premiums for your group.
Group malpractice coverage benefits:
Scope of practice coverage
Covers providers and the practice under one policy.
Protects the business’s assets separately from the doctors’.
No coverage lapses
Eliminates individual risk of an associate’s outdated coverage.
Consistent coverage across group
Minimizes the risk of an under-insured partner.
Employee coverage benefit
Protects office and support staff.
Consolidates bills in one annual statement.
Provides premium discounts when first and second year doctors of optometry are hired.