Malpractice quotes in minutes
AOA-endorsed. Guaranteed scope of practice. Portable coverage.
An OD-friendly option for Malpractice insurance
Good malpractice coverage can be helpful beyond paying the high cost of legal fees and judgments—it can help protect you and your practice from the stress of handling a claim alone.
Developed with hands-on involvement by doctors of optometry, Malpractice insurance from Lockton Affinity is endorsed by the American Optometric Association and offers a multitude of benefits.
See your Malpractice price in minutes
No need to submit pages and pages of information to get a malpractice quote. Complete our short form to get an estimated annual premium instantly.
LOCKTON AFFINITY’S MALPRACTICE BENEFITS
Guaranteed scope of practice coverage
Scope of practice coverage
Covers all optometric services within your state’s defined scope of practice. Plus, this policy is structured so that as your state evolves its scope of coverage, there is no waiting period to be covered under your policy.
Portability
Because the policy is tied to you and not your employer, this policy will follow you wherever you practice.
Administrative defense
Covers billing errors and omissions, defense for HIPAA claims and allegations of sexual misconduct.
Lost income
Receive up to $500 per day due to suspension of practice during a hearing or trial.
Employee work
Covers your full or part-time employees for their work.
Telehealth services
Covers telehealth consultations and care via phone and video.
Legal entity coverage
Add coverage for your corporation, partnership, professional association or other legal entity. This additional policy also covers full scope of practice, unlike coverage from other providers.
Malpractice discounts for recent graduates
Your training has prepared you with the most progressive techniques in optometry. Don’t wait until there is an incident to find out you have inadequate coverage.
With AOA-endorsed Malpractice coverage from Lockton Affinity, recent grads receive the same great coverage available to all AOA members but with a favorable discount.
Purchase the coverage you need to fully protect yourself and your career as a doctor of optometry.
Group malpractice coverage
If you are part of a group practice, or are considering joining one, consolidate your group’s malpractice coverage into one AOA-endorsed policy. Not only do you get consistent coverage for yourself, your business and your partners, you may receive more affordable premiums for your group.
Group malpractice coverage benefits:
Scope of practice coverage
Covers providers and the practice under one policy.
Practice coverage
Protects the business’s assets separately from the doctors’.
No coverage lapses
Eliminates individual risk of an associate’s outdated coverage.
Consistent coverage across group
Minimizes the risk of an under-insured partner.
Employee coverage benefit
Protects office and support staff.
Simplified billing
Consolidates bills in one annual statement.
Group discounts
Provides premium discounts when first and second year doctors of optometry are hired.
MORE ON MALPRACTICE
Browse our malpractice materials
Why Malpractice Rates Vary from Provider to Provider
Malpractice insurance may seem cut and dry, so why the variance in rates from provider…
How to Read Your Malpractice Insurance Documents
Documents like your malpractice insurance policy are legal contracts and must be worded…
Am I Covered for My Scope of Practice?
As scope of practice continues to evolve, it’s important to make sure your insurance keeps…
INSURANCE COVERAGE
Malpractice
Cyber Liability
Business Owner’s
Employment Practices Liability
CURRENT CUSTOMER
