The AOA Insurance Program, administered by Lockton Affinity, has partnered with Beazley, one of the leading experts in cyber insurance, to offer a Cyber Liability insurance policy. This exclusive policy is available in two forms at varying prices levels and limit options, allowing you to select the coverage that best fits your needs. To help [...]
As a doctor of optometry thriving in your career, we know that your primary focus is patient care. Having a malpractice insurance provider that is familiar with the unique needs of ODs provides the confidence to do what you do best: provide high-quality patient care. Compared to a local insurance agent who may not be [...]
Originally published on August 4th, 2016. Last updated on June 17, 2024. As a doctor of optometry, it's important to know which types of coverage are available so you can make the best choice to protect yourself. Read on to learn about an important coverage distinction available to optometrists — claims-made or occurrence coverage. [...]
There are numerous common claims optometrists face, and they can vary greatly in severity and damage. Read on to learn about some of the common claims optometrists face and how you can protect your practice against them. Common Claims Optometrists Face — Malpractice-related claims As a medical professional, there is always a chance of a [...]
With your Malpractice insurance from Lockton Affinity, you will select a limit of coverage. There are multiple options and nuances with limits, and it can help to have a basic understanding to select the best limit option for your situation. An insurance limit, or limit of liability, is the maximum amount the insurance company will [...]
While rare, most malpractice claims allege negligence on the part of the optometrist and a failure to adhere to the standard of care that results in an injury to the patient. A poor outcome, even when an optometrist has done everything correctly, can be interpreted by a patient as negligence. Common malpractice claims include: Failure [...]
Lockton Affinity partnered with the American Optometric Association more than a decade ago to meet the complex insurance needs of doctors of optometry. Developed with hands-on involvement by ODs, our policies and services meet the many nuances required of ODs and their insurance. Read on to learn more through our frequently asked questions. Questions [...]
Choosing an insurance company to protect you and/or your practice can feel overwhelming. There are a multitude of companies on the market, they all want your business, and it can be difficult to distinguish amongst them. When buying your business insurance, it can be helpful to follow these guidelines to ensure you select the best [...]
As you progress in your career, your insurance needs will change. From recent graduates to retirement, Lockton Affinity provides access to a variety of insurance policies that can help safeguard you, your family and your practice throughout it all. How Your Liability Insurance Needs May Change: You Join the Workforce Recently graduated? As you [...]
Managing the insurance policies that protect you and your practice can be confusing. When should you file a claim and how do you do it? Do you have the right protection for your practice? How do you make sense of your policy? To practice with confidence and peace of mind, it's important to understand which [...]