Managing the insurance policies that protect you and your practice can be confusing. When should you file a claim and how do you do it? Do you have the right protection for your practice? How do you make sense of your policy? To practice with confidence and peace of mind, it's important to understand which [...]
Many optometrists shopping for insurance have a pretty clear idea of what they're looking for— good coverage, positive reviews and affordable premiums may be a few of the items at the top of your list. But beyond the basics, it's important to ask: What do you know about your insurance carrier itself? Optometrists facing a [...]
Documents like your malpractice insurance policy are legal contracts and must be worded and formatted a certain way. It's one reason your malpractice policy can be difficult to follow. Still, it's important to know how to read your policy documents so you can ensure all your malpractice needs are covered and get answers if you [...]
With insurance limits, retroactive dates, coverage exclusions and more, insurance can be confusing. At the AOA Insurance Alliance administered by Lockton Affinity, we strive to make it as simple as possible. Read on for some basic information about how to select insurance limits. Understanding Insurance Limits An insurance limit, or limit of liability, is [...]
As an optometrist, you’ve likely heard about the importance of malpractice insurance. Malpractice insurance from Lockton Affinity is critical to protect yourself and your career. But when do you choose a group policy versus an individual policy? It ultimately depends on your preference and your practice. Read on for information about both types of policies. [...]
Despite how practiced and careful you are, you are still at risk of being sued for the services you provide as an optometrist. From disgruntled clients to a missed diagnosis to an injury during an exam, you never know what will happen. You need the right coverage in place to protect you and your career. [...]
Some of the most common claims against optometrists are easily preventable. Read on to learn to protect your practice from malpractice claims and the risks associated with them. Avoid these Malpractice Claims for Optometrists Unfortunately, every practice is exposed to risk and has the potential of litigation brought against them. Some of the most common [...]
Insurance comes with its own language and it can be confusing; making the process of buying insurance feel overly burdensome. We want to ensure that you feel comfortable and confident in purchasing insurance as a practicing optometrist, and have outlined the most common terms you may come across. The Language of Insurance for Optometrists Malpractice [...]
Whether you’re a seasoned optometrist with 30 years of practice under your belt, or a newly minted professional just starting out, having the right liability insurance is essential. Every practice is different, with diverse coverage needs and circumstances. Here are just a few of the questions optometrists often ask Lockton Affinity, administrator of the AOA [...]