More than a decade ago, AOA selected Lockton Affinity to build an insurance program that offers coverage, like malpractice insurance for AOA members, from top-rated insurance companies. From the very beginning, the program was developed with hands-on involvement by doctors of optometry to ensure the program and its coverage is tailored for ODs and their [...]
Malpractice insurance may seem cut and dry, so why the variance in rates from provider to provider? There are many factors that contribute to insurance rates, including scope of coverage, limit options, claim frequency and more. Factors that Cause Insurance Rates to Vary from Insurance Provider to Insurance Provider Malpractice policies and their rates vary [...]
Some of the most common claims optometrists face are generally preventable. Learn how to protect your practice from these five common malpractice claims. Understanding Malpractice Claims Optometrists Face Most malpractice claims allege negligence on the part of an optometrist and a failure to adhere to the standard of care that results in an injury [...]
It is important to make sure your insurance keeps up with the latest developments in healthcare science, industry and regulation. There are different ways that insurers manage changes to scope of practice. To find out how your Malpractice coverage handles an expanding scope of practice, start by checking the language in your policy. How [...]
As an optometrist about to enter the workforce, you're about to make a lot of big decisions for the first time. One of them will be choosing a malpractice insurance policy to protect yourself and your new career. Learning about insurance options for your career as an optometrist can help you practice and grow your [...]
The right insurance for your optometry practice is a must, but for something so important, it isn't always easy to understand. That's why we created this practice owner's guide to insurance. It has what you need to know about insurance to protect your career and livelihood. First up, a look at malpractice insurance, one of [...]
Documents like your malpractice insurance policy are legal contracts and must be worded and formatted a certain way. It's one reason your malpractice policy can be difficult to follow. Still, it's important to know how to read your policy documents so you can ensure all your malpractice needs are covered and get answers if you [...]
It's crucial to have the right protection for your optometry practice. But with so many variables and choices, finding the right insurance coverage can be a challenge. Getting answers to your questions can help you ensure you and your business are covered. Here are answers to FAQs about malpractice insurance. What Is Malpractice Insurance? [...]
Malpractice insurance for optometrists is critical, and in some cases, legally required. For something so important, insurance can be very confusing. What insurance policies do I need professionally? For my business? What are limits of liability? The list can go on and on. At the AOA Insurance Alliance, a program designed for AOA members and [...]
As an optometrist, you’ve likely heard about the importance of malpractice insurance. Malpractice insurance from Lockton Affinity is critical to protect yourself and your career. But when do you choose a group policy versus an individual policy? It ultimately depends on your preference and your practice. Read on for information about both types of policies. [...]