Many optometrists assume their insurance coverage is comprehensive, until a claim reveals unexpected gaps. Ensuring your practice is fully protected goes beyond simply having a policy in place. It requires understanding how coverage applies to your business entity, associates and third parties. In this article, we’ll walk through how to structure your policy to ensure [...]
Cyber attacks continue to be a growing concern for businesses, with the potential to cause financial losses and impact organizational reputation. Most attacks result from a business and its employees being unprepared or underprepared for a threat. But by following the cyber security best practices for your practice and employees, you can significantly minimize your [...]
Originally published in December 2019. Updated November 2025. With insurance limits, retroactive dates, coverage exclusions and more, insurance can be confusing. At the AOA Insurance Alliance administered by Lockton Affinity, we strive to make it as simple as possible. Read on for some basic information about how to select insurance limits for key coverages like [...]
Patient health records, payment methods and contact information are highly valuable on the dark web. Cyber criminals employ various tactics to obtain this data from your practice, leading to severe consequences such as patient record theft, HIPAA violations, and significant disruptions to your practice. These cyber incidents can damage your reputation, jeopardize your patients’ trust [...]
Malpractice insurance is like a safety net, helping protect everyone involved from unexpected legal issues. But here’s the thing—knowing exactly who should be listed on your policy is key. Making thoughtful choices about who you add to your Malpractice policy means you’re giving your entire practice the best possible protection. Read on to learn more [...]
Dealing with a cyber attack can be overwhelming, but knowing the right steps to take afterward and having the right partners in place can make all the difference. This guide breaks it down for you, offering straightforward advice on bouncing back and building stronger defenses for the future. Plus, if you have Cyber Liability insurance [...]
The AOA Insurance Program, administered by Lockton Affinity, has partnered with Beazley, one of the leading experts in cyber insurance, to offer a Cyber Liability insurance policy. This exclusive policy is available in two forms at varying prices levels and limit options, allowing you to select the coverage that best fits your needs. To help [...]
As a doctor of optometry thriving in your career, we know that your primary focus is patient care. Having a malpractice insurance provider that is familiar with the unique needs of ODs provides the confidence to do what you do best: provide high-quality patient care. Compared to a local insurance agent who may not be [...]
Cybercrime terminology is complex and constantly evolving. Knowing the meanings behind key terms can make cybercrime easier to understand and prevent. Before understanding the specific types of cybercrime, it can be helpful to understand what kind of cyber threats optometrists face. General Cyber Terms to Know Cyber incident A cyber incident is a broad category of [...]
Doctors of optometry have been asking important questions about how their Malpractice insurance coverage protects them in unique practice settings, such as telehealth services or medical mission trips. Read on to see what ODs have been asking and to learn more about the protection a malpractice insurance policy from the AOA-Endorsed Insurance Program can offer [...]